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Distressed Note Industry
Maine Consumer Loans
Analyzing consumer loans loan performance across 44 Maine banks
As of Q2 2025, 44 Maine banks report consumer loans portfolios totaling $223.8M. Non-performing loans in this category total $1.2M — an average NPL ratio of 0.52% — with $1.2M 30-89 days delinquent, $4K 90+ days delinquent, and $1.2M in nonaccrual status. The most distressed lender in this category is BANGOR SAVINGS BANK (ME) with an NPL ratio of 1.85%.
Total Lenders
44
Total Loan Portfolio
$223.8M
Total NPL
$1.2M
Average NPL %
0.52%
Delinquency Breakdown
30-89 Days
$1.2M
90+ Days
$4K
Nonaccrual
$1.2M
Charge-offs
$458K
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Maine
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| BANGOR SAVINGS BANK | ME | $4.9M | $91K | 1.85% |
| KATAHDIN TRUST COMPANY | ME | $1.7M | $23K | 1.35% |
| KATAHDIN TRUST COMPANY | ME | $1.7M | $23K | 1.35% |
| MACHIAS SAVINGS BANK | ME | $1.3M | $13K | 1.00% |
| BANGOR SAVINGS BANK | ME | $11.1M | $109K | 0.98% |
| SKOWHEGAN SAVINGS BANK | ME | $48.4M | $431K | 0.89% |
| SKOWHEGAN SAVINGS BANK | ME | $48.4M | $431K | 0.89% |
| MACHIAS SAVINGS BANK | ME | $1.9M | $15K | 0.81% |
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