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Distressed Note Industry
Maine Commercial & Industrial
Analyzing commercial & industrial loan performance across 42 Maine banks
As of Q2 2025, 42 Maine banks report commercial & industrial portfolios totaling $5.6B. Non-performing loans in this category total $103.5M — an average NPL ratio of 1.86% — with $31.9M 30-89 days delinquent, $128K 90+ days delinquent, and $103.4M in nonaccrual status. The most distressed lender in this category is BANGOR SAVINGS BANK (ME) with an NPL ratio of 6.26%.
Total Lenders
42
Total Loan Portfolio
$5.6B
Total NPL
$103.5M
Average NPL %
1.86%
Delinquency Breakdown
30-89 Days
$31.9M
90+ Days
$128K
Nonaccrual
$103.4M
Charge-offs
$8.3M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Commercial & Industrial in Maine
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| BANGOR SAVINGS BANK | ME | $369.0M | $23.1M | 6.26% |
| BANGOR SAVINGS BANK | ME | $369.0M | $23.1M | 6.26% |
| FRANKLIN SAVINGS BANK | ME | $43.6M | $2.1M | 4.78% |
| FRANKLIN SAVINGS BANK | ME | $43.6M | $2.1M | 4.78% |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH | ME | $1.7M | $74K | 4.44% |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH | ME | $1.7M | $74K | 4.44% |
| CAMDEN NATIONAL BANK | ME | $341.8M | $12.8M | 3.75% |
| CAMDEN NATIONAL BANK | ME | $341.8M | $12.8M | 3.75% |
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