My Work
Distressed Note Industry
Idaho Consumer Loans
Analyzing consumer loans loan performance across 20 Idaho banks
As of Q3 2025, 20 Idaho banks report consumer loans portfolios totaling $171.4M. Non-performing loans in this category total $308K — an average NPL ratio of 0.18% — with $454K 30-89 days delinquent, $12K 90+ days delinquent, and $296K in nonaccrual status. The most distressed lender in this category is BANK OF COMMERCE, THE (ID) with an NPL ratio of 2.07%.
Total Lenders
20
Total Loan Portfolio
$171.4M
Total NPL
$308K
Average NPL %
0.18%
Delinquency Breakdown
30-89 Days
$454K
90+ Days
$12K
Nonaccrual
$296K
Charge-offs
$356K
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Idaho
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| BANK OF COMMERCE, THE | ID | $3.4M | $71K | 2.07% |
| BANK OF COMMERCE, THE | ID | $3.4M | $71K | 2.07% |
| D.L. EVANS BANK | ID | $15.0M | $48K | 0.32% |
| D.L. EVANS BANK | ID | $24.7M | $54K | 0.22% |
| FIRST FEDERAL SAVINGS BANK OF TWIN FALLS | ID | $17.6M | $29K | 0.16% |
| FIRST FEDERAL SAVINGS BANK OF TWIN FALLS | ID | $17.6M | $29K | 0.16% |
| D.L. EVANS BANK | ID | $9.7M | $6K | 0.06% |
Sign in to view all distressed banks and detailed subcategory breakdowns
Consumer Loans in Other States
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
BankProspector
Search every U.S. bank and credit union. Find direct contacts. Track portfolios. Close deals. All in one platform.
© 2026 BankProspector. All rights reserved.