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Oregon Consumer Loans

Q3 2025OR Banks

Analyzing consumer loans loan performance across 22 Oregon banks

As of Q3 2025, 22 Oregon banks report consumer loans portfolios totaling $80.5M. Non-performing loans in this category total $44K — an average NPL ratio of 0.05% — with $266K 30-89 days delinquent, $12K 90+ days delinquent, and $32K in nonaccrual status. The most distressed lender in this category is OREGON COAST BANK (OR) with an NPL ratio of 2.40%.

Total Lenders

22

Total Loan Portfolio

$80.5M

Total NPL

$44K

Average NPL %

0.05%

Delinquency Breakdown

30-89 Days

$266K

90+ Days

$12K

Nonaccrual

$32K

Charge-offs

$115K

Banks by NPL Ratio

Distribution of banks by non-performing loan ratio

Top Distressed Banks - Consumer Loans in Oregon

Highest NPL %
Bank NameStatePortfolioNPLNPL %
OREGON COAST BANKOR$666K$16K2.40%
OREGON COAST BANKOR$666K$16K2.40%
COLUMBIA BANKOR$14.9M$6K0.04%
COLUMBIA BANKOR$14.9M$6K0.04%

Consumer Loans in Other States

Commercial LoansResidential Real EstateAgricultural LoansConstruction & DevelopmentMultifamily Real EstateCommercial & Industrial

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