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Distressed Note Industry
Kansas Consumer Loans
Analyzing consumer loans loan performance across 321 Kansas banks
As of Q3 2025, 321 Kansas banks report consumer loans portfolios totaling $1.9B. Non-performing loans in this category total $6.7M — an average NPL ratio of 0.35% — with $18.2M 30-89 days delinquent, $2.2M 90+ days delinquent, and $4.5M in nonaccrual status. The most distressed lender in this category is FIRST NATIONAL BANK OF SCOTT CITY, THE (KS) with an NPL ratio of 25.23%.
Total Lenders
321
Total Loan Portfolio
$1.9B
Total NPL
$6.7M
Average NPL %
0.35%
Delinquency Breakdown
30-89 Days
$18.2M
90+ Days
$2.2M
Nonaccrual
$4.5M
Charge-offs
$10.7M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Kansas
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF SCOTT CITY, THE | KS | $749K | $189K | 25.23% |
| FIRST STATE BANK OF RANSOM, THE | KS | $222K | $11K | 4.95% |
| MARQUETTE FARMERS STATE BANK OF MARQUETTE KANSAS | KS | $393K | $18K | 4.58% |
| MARQUETTE FARMERS STATE BANK OF MARQUETTE KANSAS | KS | $393K | $18K | 4.58% |
| BISON STATE BANK | KS | $1.0M | $47K | 4.49% |
| BISON STATE BANK | KS | $1.1M | $47K | 4.28% |
| STATE BANK OF BURRTON | KS | $139K | $5K | 3.60% |
| STATE BANK OF BURRTON | KS | $139K | $5K | 3.60% |
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Consumer Loans in Other States
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