My Work
Distressed Note Industry
Arizona Consumer Loans
Analyzing consumer loans loan performance across 17 Arizona banks
As of Q2 2025, 17 Arizona banks report consumer loans portfolios totaling $69.6B. Non-performing loans in this category total $622.0M — an average NPL ratio of 0.89% — with $418.0M 30-89 days delinquent, $0 90+ days delinquent, and $622.0M in nonaccrual status. The most distressed lender in this category is USAA FEDERAL SAVINGS BANK (AZ) with an NPL ratio of 1.55%.
Total Lenders
17
Total Loan Portfolio
$69.6B
Total NPL
$622.0M
Average NPL %
0.89%
Delinquency Breakdown
30-89 Days
$418.0M
90+ Days
$0
Nonaccrual
$622.0M
Charge-offs
$802.0M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Arizona
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| USAA FEDERAL SAVINGS BANK | AZ | $17.1B | $266.0M | 1.55% |
| USAA FEDERAL SAVINGS BANK | AZ | $34.8B | $311.0M | 0.89% |
| USAA FEDERAL SAVINGS BANK | AZ | $17.6B | $45.0M | 0.26% |
Consumer Loans in Other States
Alabama
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District of Columbia
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