My Work
Distressed Note Industry
Iowa Consumer Loans
Analyzing consumer loans loan performance across 301 Iowa banks
As of Q3 2025, 301 Iowa banks report consumer loans portfolios totaling $884.9M. Non-performing loans in this category total $2.3M — an average NPL ratio of 0.26% — with $7.1M 30-89 days delinquent, $1.1M 90+ days delinquent, and $1.2M in nonaccrual status. The most distressed lender in this category is CITIZENS SAVINGS BANK (IA) with an NPL ratio of 21.12%.
Total Lenders
301
Total Loan Portfolio
$884.9M
Total NPL
$2.3M
Average NPL %
0.26%
Delinquency Breakdown
30-89 Days
$7.1M
90+ Days
$1.1M
Nonaccrual
$1.2M
Charge-offs
$3.7M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Iowa
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| CITIZENS SAVINGS BANK | IA | $554K | $117K | 21.12% |
| SOLON STATE BANK | IA | $808K | $94K | 11.63% |
| STATE BANK OF SCHALLER | IA | $592K | $25K | 4.22% |
| SLOAN STATE BANK | IA | $782K | $28K | 3.58% |
| CORYDON STATE BANK | IA | $945K | $32K | 3.39% |
| DANVILLE STATE SAVINGS BANK | IA | $296K | $9K | 3.04% |
| NSB BANK | IA | $1.9M | $53K | 2.84% |
| WESTSIDE STATE BANK | IA | $6.6M | $166K | 2.53% |
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Consumer Loans in Other States
Alabama
Alaska
Arizona
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California
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Connecticut
Delaware
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Illinois
Indiana
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Ohio
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Oregon
Pennsylvania
Rhode Island
South Carolina
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Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
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