Question 1

Which Indiana banks have the most non-performing consumer loans?

Accepted Answer

1. FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG (IN) — 4.71% NPL; 2. FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG (IN) — 4.71% NPL; 3. GRANT COUNTY STATE BANK (IN) — 4.25% NPL; 4. FIRST FEDERAL SAVINGS BANK OF WASHINGTON (IN) — 4.19% NPL; 5. FIRST FEDERAL SAVINGS BANK OF WASHINGTON (IN) — 4.19% NPL

Question 2

How large is the consumer loans market for Indiana banks?

Accepted Answer

As of Q2 2025, 187 Indiana banks report consumer loans portfolios totaling $5.4B. Non-performing loans in this category total $20.2M — an average NPL ratio of 0.37% — with $44.2M 30-89 days delinquent, $1.8M 90+ days delinquent, and $18.4M in nonaccrual status.

Bank Name	State	Portfolio	NPL	NPL %
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG	IN	$2.5M	$116K	4.71%
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG	IN	$2.5M	$116K	4.71%
GRANT COUNTY STATE BANK	IN	$400K	$17K	4.25%
FIRST FEDERAL SAVINGS BANK OF WASHINGTON	IN	$1.0M	$43K	4.19%
FIRST FEDERAL SAVINGS BANK OF WASHINGTON	IN	$1.0M	$43K	4.19%
WAYNE BANK AND TRUST CO.	IN	$2.6M	$93K	3.61%
WAYNE BANK AND TRUST CO.	IN	$2.6M	$93K	3.61%
OWEN COUNTY STATE BANK	IN	$2.7M	$91K	3.41%

Indiana Consumer Loans

Delinquency Breakdown

Banks by NPL Ratio

Top Distressed Banks - Consumer Loans in Indiana

Consumer Loans in Other States

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