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Distressed Note Industry
Indiana Commercial & Industrial
Analyzing commercial & industrial loan performance across 174 Indiana banks
As of Q2 2025, 174 Indiana banks report commercial & industrial portfolios totaling $60.2B. Non-performing loans in this category total $760.7M — an average NPL ratio of 1.26% — with $238.0M 30-89 days delinquent, $19.1M 90+ days delinquent, and $741.6M in nonaccrual status. The most distressed lender in this category is PEOPLES TRUST AND SAVINGS BANK (IN) with an NPL ratio of 11.72%.
Total Lenders
174
Total Loan Portfolio
$60.2B
Total NPL
$760.7M
Average NPL %
1.26%
Delinquency Breakdown
30-89 Days
$238.0M
90+ Days
$19.1M
Nonaccrual
$741.6M
Charge-offs
$202.7M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Commercial & Industrial in Indiana
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| PEOPLES TRUST AND SAVINGS BANK | IN | $6.3M | $735K | 11.72% |
| PEOPLES TRUST AND SAVINGS BANK | IN | $6.3M | $735K | 11.72% |
| DEMOTTE STATE BANK | IN | $59.0M | $6.7M | 11.38% |
| DEMOTTE STATE BANK | IN | $59.0M | $6.7M | 11.38% |
| FARMERS AND MECHANICS FEDERAL SAVINGS BANK | IN | $10.4M | $998K | 9.56% |
| FARMERS AND MECHANICS FEDERAL SAVINGS BANK | IN | $10.4M | $998K | 9.56% |
| HENDRICKS COUNTY BANK AND TRUST COMPANY | IN | $14.1M | $845K | 5.98% |
| HENDRICKS COUNTY BANK AND TRUST COMPANY | IN | $14.1M | $845K | 5.98% |
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