Which Washington banks have the most non-performing consumer loans?

1. COASTAL COMMUNITY BANK (WA) — 7.34% NPL; 2. COASTAL COMMUNITY BANK (WA) — 7.33% NPL; 3. WASHINGTON FEDERAL BANK (WA) — 2.30% NPL; 4. WASHINGTON FEDERAL BANK (WA) — 2.30% NPL; 5. BANK OF THE PACIFIC (WA) — 0.75% NPL

Washington Consumer Loans | Bank Loan Trends

Bank Prospector

Dashboard

Bank & CU Data

Search Banks

Bank Trends

Search Credit Unions

Credit Union Trends

My Work

Distressed Note Industry

Loan Servicers

Investors

Support

Pricing

Unlock Full Access

Get access to all premium features

You're viewing the platform in preview mode

Washington Consumer Loans

Q2 2025WA Banks

Analyzing consumer loans loan performance across 65 Washington banks

As of Q2 2025, 65 Washington banks report consumer loans portfolios totaling $2.3B. Non-performing loans in this category total $90.5M — an average NPL ratio of 3.99% — with $44.0M 30-89 days delinquent, $46.3M 90+ days delinquent, and $44.3M in nonaccrual status. The most distressed lender in this category is COASTAL COMMUNITY BANK (WA) with an NPL ratio of 7.34%.

Total Lenders

Total Loan Portfolio

$2.3B

Total NPL

$90.5M

Average NPL %

3.99%

30-89 Days

$44.0M

90+ Days

$46.3M

Nonaccrual

$44.3M

Charge-offs

$120.4M

Distribution of banks by non-performing loan ratio

Bank Name	State	Portfolio	NPL	NPL %
COASTAL COMMUNITY BANK	WA	$589.4M	$43.3M	7.34%
COASTAL COMMUNITY BANK	WA	$589.8M	$43.3M	7.33%
WASHINGTON FEDERAL BANK	WA	$5.5M	$126K	2.30%
WASHINGTON FEDERAL BANK	WA	$5.5M	$126K	2.30%
BANK OF THE PACIFIC	WA	$56.6M	$424K	0.75%
BANK OF THE PACIFIC	WA	$57.3M	$424K	0.74%
CASHMERE VALLEY BANK	WA	$217.0M	$1.4M	0.64%
CASHMERE VALLEY BANK	WA	$221.2M	$1.4M	0.63%

Get Full Access to Consumer Loans Data

Sign up to access the most current quarter data, detailed subcategory breakdowns (First Position, Junior Position, HELOC), complete bank listings, and advanced analytics.

BankProspector

Search every U.S. bank and credit union. Find direct contacts. Track portfolios. Close deals. All in one platform.

Washington Consumer Loans

Delinquency Breakdown

Banks by NPL Ratio

Top Distressed Banks - Consumer Loans in Washington

Consumer Loans in Other States

BankProspector

Platform

Company

Legal