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Distressed Note Industry
Hawaii Consumer Loans
Analyzing consumer loans loan performance across 9 Hawaii banks
As of Q2 2025, 9 Hawaii banks report consumer loans portfolios totaling $3.0B. Non-performing loans in this category total $6.7M — an average NPL ratio of 0.22% — with $67.0M 30-89 days delinquent, $6.1M 90+ days delinquent, and $608K in nonaccrual status. The most distressed lender in this category is FIRST HAWAIIAN BANK (HI) with an NPL ratio of 0.85%.
Total Lenders
9
Total Loan Portfolio
$3.0B
Total NPL
$6.7M
Average NPL %
0.22%
Delinquency Breakdown
30-89 Days
$67.0M
90+ Days
$6.1M
Nonaccrual
$608K
Charge-offs
$24.3M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Hawaii
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FIRST HAWAIIAN BANK | HI | $221.1M | $1.9M | 0.85% |
| FIRST HAWAIIAN BANK | HI | $650.4M | $2.4M | 0.36% |
| BANK OF HAWAII | HI | $569.3M | $680K | 0.12% |
| BANK OF HAWAII | HI | $569.3M | $680K | 0.12% |
| FIRST HAWAIIAN BANK | HI | $429.3M | $481K | 0.11% |
| CENTRAL PACIFIC BANK | HI | $284.9M | $304K | 0.11% |
| CENTRAL PACIFIC BANK | HI | $284.9M | $304K | 0.11% |
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