My Work
Distressed Note Industry
Iowa Consumer Loans
Analyzing consumer loans loan performance across 300 Iowa banks
As of Q2 2025, 300 Iowa banks report consumer loans portfolios totaling $893.6M. Non-performing loans in this category total $2.4M — an average NPL ratio of 0.27% — with $5.7M 30-89 days delinquent, $1.2M 90+ days delinquent, and $1.2M in nonaccrual status. The most distressed lender in this category is SOLON STATE BANK (IA) with an NPL ratio of 7.02%.
Total Lenders
300
Total Loan Portfolio
$893.6M
Total NPL
$2.4M
Average NPL %
0.27%
Delinquency Breakdown
30-89 Days
$5.7M
90+ Days
$1.2M
Nonaccrual
$1.2M
Charge-offs
$2.3M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Consumer Loans in Iowa
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| SOLON STATE BANK | IA | $812K | $57K | 7.02% |
| SOLON STATE BANK | IA | $812K | $57K | 7.02% |
| BANK IOWA | IA | $1.0M | $58K | 5.72% |
| CORYDON STATE BANK | IA | $1.0M | $53K | 5.11% |
| STATE BANK OF SCHALLER | IA | $575K | $25K | 4.35% |
| GNB BANK | IA | $1.8M | $58K | 3.23% |
| SECURITY STATE BANK | IA | $1.8M | $53K | 2.96% |
| SLOAN STATE BANK | IA | $755K | $21K | 2.78% |
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Consumer Loans in Other States
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
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Hawaii
Idaho
Illinois
Indiana
Kansas
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North Dakota
Ohio
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Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
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