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Distressed Note Industry
Arkansas Commercial & Industrial
Analyzing commercial & industrial loan performance across 156 Arkansas banks
As of Q2 2025, 156 Arkansas banks report commercial & industrial portfolios totaling $31.0B. Non-performing loans in this category total $241.1M — an average NPL ratio of 0.78% — with $163.5M 30-89 days delinquent, $7.9M 90+ days delinquent, and $233.2M in nonaccrual status. The most distressed lender in this category is FIRST NATIONAL BANK OF IZARD COUNTY (AR) with an NPL ratio of 9.16%.
Total Lenders
156
Total Loan Portfolio
$31.0B
Total NPL
$241.1M
Average NPL %
0.78%
Delinquency Breakdown
30-89 Days
$163.5M
90+ Days
$7.9M
Nonaccrual
$233.2M
Charge-offs
$77.3M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Commercial & Industrial in Arkansas
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF IZARD COUNTY | AR | $4.8M | $439K | 9.16% |
| FIRST NATIONAL BANK OF IZARD COUNTY | AR | $4.8M | $439K | 9.16% |
| FARMERS BANK AND TRUST COMPANY | AR | $68.3M | $4.3M | 6.34% |
| FARMERS BANK AND TRUST COMPANY | AR | $68.3M | $4.3M | 6.34% |
| GENERATIONS BANK | AR | $65.4M | $3.7M | 5.67% |
| GENERATIONS BANK | AR | $65.4M | $3.7M | 5.67% |
| BODCAW BANK | AR | $60.4M | $3.2M | 5.36% |
| BODCAW BANK | AR | $60.4M | $3.2M | 5.36% |
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