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Distressed Note Industry
Illinois Commercial & Industrial
Analyzing commercial & industrial loan performance across 475 Illinois banks
As of Q2 2025, 475 Illinois banks report commercial & industrial portfolios totaling $138.7B. Non-performing loans in this category total $2.0B — an average NPL ratio of 1.45% — with $572.2M 30-89 days delinquent, $67.5M 90+ days delinquent, and $1.9B in nonaccrual status. The most distressed lender in this category is AMALGAMATED BANK OF CHICAGO (IL) with an NPL ratio of 82.61%.
Total Lenders
475
Total Loan Portfolio
$138.7B
Total NPL
$2.0B
Average NPL %
1.45%
Delinquency Breakdown
30-89 Days
$572.2M
90+ Days
$67.5M
Nonaccrual
$1.9B
Charge-offs
$332.7M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Commercial & Industrial in Illinois
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| AMALGAMATED BANK OF CHICAGO | IL | $7.6M | $6.3M | 82.61% |
| AMALGAMATED BANK OF CHICAGO | IL | $7.6M | $6.3M | 82.61% |
| STERLING FEDERAL BANK, FEDERAL SAVINGS BANK | IL | $22.7M | $8.9M | 39.23% |
| STERLING FEDERAL BANK, FEDERAL SAVINGS BANK | IL | $22.7M | $8.9M | 39.23% |
| GRAND RIVERS COMMUNITY BANK | IL | $3.7M | $1.0M | 27.84% |
| FIRST FEDERAL SAVINGS BANK | IL | $4.8M | $1.1M | 22.50% |
| FIRST FEDERAL SAVINGS BANK | IL | $4.8M | $1.1M | 22.50% |
| CHESTERFIELD STATE BANK | IL | $4.3M | $965K | 22.19% |
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