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Distressed Note Industry
Mississippi Agricultural Loans
Analyzing agricultural loans loan performance across 112 Mississippi banks
As of Q3 2025, 112 Mississippi banks report agricultural loans portfolios totaling $4.7B. Non-performing loans in this category total $42.1M — an average NPL ratio of 0.89% — with $35.5M 30-89 days delinquent, $9.1M 90+ days delinquent, and $32.9M in nonaccrual status. The most distressed lender in this category is BANK OF ANGUILLA (MS) with an NPL ratio of 19.93%.
Total Lenders
112
Total Loan Portfolio
$4.7B
Total NPL
$42.1M
Average NPL %
0.89%
Delinquency Breakdown
30-89 Days
$35.5M
90+ Days
$9.1M
Nonaccrual
$32.9M
Charge-offs
$502K
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Agricultural Loans in Mississippi
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| BANK OF ANGUILLA | MS | $10.5M | $2.1M | 19.93% |
| BANK OF ANGUILLA | MS | $10.5M | $2.1M | 19.93% |
| GUARANTY BANK AND TRUST COMPANY | MS | $131.7M | $7.1M | 5.38% |
| GUARANTY BANK AND TRUST COMPANY | MS | $131.7M | $7.1M | 5.38% |
| CITIZENS BANK AND TRUST COMPANY | MS | $8.9M | $475K | 5.34% |
| CITIZENS BANK AND TRUST COMPANY | MS | $8.9M | $475K | 5.34% |
| BANK OF FOREST | MS | $18.8M | $718K | 3.81% |
| BANK OF FOREST | MS | $18.8M | $718K | 3.81% |
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Agricultural Loans in Other States
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District of Columbia
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