My Work
Distressed Note Industry
Vermont Agricultural Loans
Analyzing agricultural loans loan performance across 20 Vermont banks
As of Q2 2025, 20 Vermont banks report agricultural loans portfolios totaling $97.5M. Non-performing loans in this category total $798K — an average NPL ratio of 0.82% — with $510K 30-89 days delinquent, $0 90+ days delinquent, and $798K in nonaccrual status. The most distressed lender in this category is WELLS RIVER SAVINGS BANK (VT) with an NPL ratio of 18.45%.
Total Lenders
20
Total Loan Portfolio
$97.5M
Total NPL
$798K
Average NPL %
0.82%
Delinquency Breakdown
30-89 Days
$510K
90+ Days
$0
Nonaccrual
$798K
Charge-offs
$0
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Agricultural Loans in Vermont
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| WELLS RIVER SAVINGS BANK | VT | $748K | $138K | 18.45% |
| WELLS RIVER SAVINGS BANK | VT | $748K | $138K | 18.45% |
| PEOPLES TRUST COMPANY OF ST. ALBANS | VT | $18.6M | $261K | 1.40% |
| PEOPLES TRUST COMPANY OF ST. ALBANS | VT | $18.6M | $261K | 1.40% |
Agricultural Loans in Other States
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
BankProspector
Search every U.S. bank and credit union. Find direct contacts. Track portfolios. Close deals. All in one platform.
© 2026 BankProspector. All rights reserved.