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Distressed Note Industry
Mississippi Multifamily Real Estate
Analyzing multifamily real estate loan performance across 51 Mississippi banks
As of Q3 2025, 51 Mississippi banks report multifamily real estate portfolios totaling $7.5B. Non-performing loans in this category total $8.9M — an average NPL ratio of 0.12% — with $1.0M 30-89 days delinquent, $545K 90+ days delinquent, and $8.4M in nonaccrual status. The most distressed lender in this category is BANK OF HOLLY SPRINGS, THE (MS) with an NPL ratio of 10.52%.
Total Lenders
51
Total Loan Portfolio
$7.5B
Total NPL
$8.9M
Average NPL %
0.12%
Delinquency Breakdown
30-89 Days
$1.0M
90+ Days
$545K
Nonaccrual
$8.4M
Charge-offs
$494K
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Multifamily Real Estate in Mississippi
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| BANK OF HOLLY SPRINGS, THE | MS | $2.5M | $262K | 10.52% |
| PIKE NATIONAL BANK | MS | $6.4M | $114K | 1.79% |
| MERCHANTS & MARINE BANK | MS | $30.8M | $155K | 0.50% |
| BANKPLUS | MS | $460.5M | $1.8M | 0.39% |
| HANCOCK WHITNEY BANK | MS | $1.1B | $3.7M | 0.34% |
| RENASANT BANK | MS | $1.4B | $1.3M | 0.10% |
| CADENCE BANK | MS | $1.8B | $1.5M | 0.08% |
| COMMUNITY BANK OF MISSISSIPPI | MS | $112.6M | $60K | 0.05% |
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Multifamily Real Estate in Other States
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