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Distressed Note Industry
Iowa Multifamily Real Estate
Analyzing multifamily real estate loan performance across 183 Iowa banks
As of Q2 2025, 183 Iowa banks report multifamily real estate portfolios totaling $5.9B. Non-performing loans in this category total $18.4M — an average NPL ratio of 0.31% — with $10.1M 30-89 days delinquent, $0 90+ days delinquent, and $18.4M in nonaccrual status. The most distressed lender in this category is FIRST COMMUNITY BANK (IA) with an NPL ratio of 94.16%.
Total Lenders
183
Total Loan Portfolio
$5.9B
Total NPL
$18.4M
Average NPL %
0.31%
Delinquency Breakdown
30-89 Days
$10.1M
90+ Days
$0
Nonaccrual
$18.4M
Charge-offs
$1.2M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Multifamily Real Estate in Iowa
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FIRST COMMUNITY BANK | IA | $1.1M | $999K | 94.16% |
| FIDELITY BANK & TRUST | IA | $68.5M | $11.4M | 16.66% |
| COUNTY BANK | IA | $610K | $91K | 14.92% |
| TWO RIVERS BANK & TRUST | IA | $26.2M | $2.3M | 8.83% |
| DECORAH BANK AND TRUST COMPANY | IA | $13.5M | $673K | 5.00% |
| FIRST NATIONAL BANK AMES, IOWA | IA | $186.2M | $926K | 0.50% |
| HILLS BANK AND TRUST COMPANY | IA | $493.3M | $1.9M | 0.38% |
| LINCOLN SAVINGS BANK | IA | $190.9M | $141K | 0.07% |
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Multifamily Real Estate in Other States
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District of Columbia
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