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Distressed Note Industry
Nebraska Construction & Development
Analyzing construction & development loan performance across 334 Nebraska banks
As of Q3 2025, 334 Nebraska banks report construction & development portfolios totaling $14.5B. Non-performing loans in this category total $61.3M — an average NPL ratio of 0.42% — with $33.0M 30-89 days delinquent, $10.6M 90+ days delinquent, and $50.7M in nonaccrual status. The most distressed lender in this category is FIRST CENTRAL BANK (NE) with an NPL ratio of 87.54%.
Total Lenders
334
Total Loan Portfolio
$14.5B
Total NPL
$61.3M
Average NPL %
0.42%
Delinquency Breakdown
30-89 Days
$33.0M
90+ Days
$10.6M
Nonaccrual
$50.7M
Charge-offs
$16.4M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Construction & Development in Nebraska
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FIRST CENTRAL BANK | NE | $3.9M | $3.4M | 87.54% |
| FIRST CENTRAL BANK | NE | $5.8M | $3.4M | 59.11% |
| FIRST CENTRAL BANK MCCOOK | NE | $7.8M | $4.2M | 53.74% |
| FIRST CENTRAL BANK MCCOOK | NE | $10.5M | $4.2M | 39.81% |
| HERSHEY STATE BANK, THE | NE | $1.3M | $482K | 37.13% |
| HERSHEY STATE BANK, THE | NE | $1.3M | $482K | 36.27% |
| UNITED REPUBLIC BANK | NE | $38.9M | $7.8M | 20.04% |
| UNITED REPUBLIC BANK | NE | $44.9M | $7.8M | 17.38% |
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Construction & Development in Other States
Alabama
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Ohio
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Oregon
Pennsylvania
Rhode Island
South Carolina
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Tennessee
Texas
Utah
Vermont
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Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
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