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Distressed Note Industry
Nebraska Commercial Loans
Analyzing commercial loans loan performance across 441 Nebraska banks
As of Q2 2025, 441 Nebraska banks report commercial loans portfolios totaling $39.8B. Non-performing loans in this category total $206.7M — an average NPL ratio of 0.52% — with $130.2M 30-89 days delinquent, $6.4M 90+ days delinquent, and $200.3M in nonaccrual status. The most distressed lender in this category is SOUTH CENTRAL STATE BANK (NE) with an NPL ratio of 47.88%.
Total Lenders
441
Total Loan Portfolio
$39.8B
Total NPL
$206.7M
Average NPL %
0.52%
Delinquency Breakdown
30-89 Days
$130.2M
90+ Days
$6.4M
Nonaccrual
$200.3M
Charge-offs
$2.2M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Commercial Loans in Nebraska
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| SOUTH CENTRAL STATE BANK | NE | $1.8M | $858K | 47.88% |
| SOUTH CENTRAL STATE BANK | NE | $8.5M | $2.0M | 23.54% |
| SOUTH CENTRAL STATE BANK | NE | $12.3M | $2.9M | 23.28% |
| FIRST CENTRAL BANK | NE | $5.8M | $1.0M | 18.09% |
| HORIZON BANK | NE | $7.6M | $1.3M | 16.66% |
| POTTER STATE BANK OF POTTER, THE | NE | $1.4M | $193K | 14.05% |
| FIRST CENTRAL BANK | NE | $7.6M | $1.0M | 13.73% |
| POTTER STATE BANK OF POTTER, THE | NE | $1.5M | $193K | 13.30% |
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Commercial Loans in Other States
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