My Work
Distressed Note Industry
New York Multifamily Real Estate
Analyzing multifamily real estate loan performance across 101 New York banks
As of Q2 2025, 101 New York banks report multifamily real estate portfolios totaling $76.8B. Non-performing loans in this category total $2.7B — an average NPL ratio of 3.54% — with $498.4M 30-89 days delinquent, $1.2M 90+ days delinquent, and $2.7B in nonaccrual status. The most distressed lender in this category is QUONTIC BANK (NY) with an NPL ratio of 30.96%.
Total Lenders
101
Total Loan Portfolio
$76.8B
Total NPL
$2.7B
Average NPL %
3.54%
Delinquency Breakdown
30-89 Days
$498.4M
90+ Days
$1.2M
Nonaccrual
$2.7B
Charge-offs
$212.0M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Multifamily Real Estate in New York
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| QUONTIC BANK | NY | $1.5M | $457K | 30.96% |
| DELAWARE NATIONAL BANK OF DELHI, THE | NY | $2.9M | $264K | 9.10% |
| MASSENA SAVINGS AND LOAN | NY | $132K | $12K | 9.09% |
| FLAGSTAR BANK, NATIONAL ASSOCIATION | NY | $31.9B | $2.4B | 7.48% |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION | NY | $1.5B | $94.0M | 6.14% |
| BERKSHIRE BANK, THE | NY | $14.7M | $879K | 5.97% |
| CANANDAIGUA NATIONAL BANK AND TRUST COMPANY, THE | NY | $373.8M | $20.4M | 5.47% |
| INDUSTRIAL AND COMMERCIAL BANK OF CHINA (USA), NATIONAL ASSOCIATION | NY | $161.7M | $7.7M | 4.78% |
Sign in to view all distressed banks and detailed subcategory breakdowns
Multifamily Real Estate in Other States
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
BankProspector
Search every U.S. bank and credit union. Find direct contacts. Track portfolios. Close deals. All in one platform.
© 2026 BankProspector. All rights reserved.