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Distressed Note Industry
Nebraska Construction & Development
Analyzing construction & development loan performance across 332 Nebraska banks
As of Q2 2025, 332 Nebraska banks report construction & development portfolios totaling $14.7B. Non-performing loans in this category total $52.7M — an average NPL ratio of 0.36% — with $42.8M 30-89 days delinquent, $658K 90+ days delinquent, and $52.0M in nonaccrual status. The most distressed lender in this category is FIRST CENTRAL BANK (NE) with an NPL ratio of 31.10%.
Total Lenders
332
Total Loan Portfolio
$14.7B
Total NPL
$52.7M
Average NPL %
0.36%
Delinquency Breakdown
30-89 Days
$42.8M
90+ Days
$658K
Nonaccrual
$52.0M
Charge-offs
$15.3M
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Construction & Development in Nebraska
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FIRST CENTRAL BANK | NE | $2.0M | $616K | 31.10% |
| FIRST CENTRAL BANK | NE | $2.3M | $616K | 26.40% |
| FIRST CENTRAL BANK MCCOOK | NE | $8.8M | $1.4M | 15.73% |
| FIRST CENTRAL BANK MCCOOK | NE | $9.7M | $1.4M | 14.31% |
| DAYSPRING BANK | NE | $7.7M | $960K | 12.42% |
| UNITED REPUBLIC BANK | NE | $38.2M | $4.3M | 11.25% |
| UNITED REPUBLIC BANK | NE | $43.0M | $4.3M | 10.00% |
| DAYSPRING BANK | NE | $46.6M | $2.3M | 4.92% |
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Construction & Development in Other States
Alabama
Alaska
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Connecticut
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Ohio
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Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
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