My Work
Distressed Note Industry
Colorado Construction & Development
Analyzing construction & development loan performance across 182 Colorado banks
As of Q2 2025, 182 Colorado banks report construction & development portfolios totaling $9.0B. Non-performing loans in this category total $21.4M — an average NPL ratio of 0.24% — with $57.0M 30-89 days delinquent, $8.7M 90+ days delinquent, and $12.6M in nonaccrual status. The most distressed lender in this category is FOWLER STATE BANK (CO) with an NPL ratio of 42.13%.
Total Lenders
182
Total Loan Portfolio
$9.0B
Total NPL
$21.4M
Average NPL %
0.24%
Delinquency Breakdown
30-89 Days
$57.0M
90+ Days
$8.7M
Nonaccrual
$12.6M
Charge-offs
$220K
Banks by NPL Ratio
Distribution of banks by non-performing loan ratio
Top Distressed Banks - Construction & Development in Colorado
Highest NPL %| Bank Name | State | Portfolio | NPL | NPL % |
|---|---|---|---|---|
| FOWLER STATE BANK | CO | $5.8M | $2.4M | 42.13% |
| ROCKY MOUNTAIN BANK AND TRUST | CO | $1.2M | $437K | 36.03% |
| FOWLER STATE BANK | CO | $7.3M | $2.4M | 33.64% |
| ROCKY MOUNTAIN BANK AND TRUST | CO | $2.0M | $437K | 21.96% |
| FIRST AMERICAN STATE BANK | CO | $5.8M | $639K | 10.99% |
| FIRST AMERICAN STATE BANK | CO | $5.8M | $639K | 10.99% |
| STATE BANK, THE | CO | $4.1M | $404K | 9.95% |
| DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION | CO | $5.0M | $407K | 8.19% |
Sign in to view all distressed banks and detailed subcategory breakdowns
Construction & Development in Other States
Alabama
Alaska
Arizona
Arkansas
California
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia
BankProspector
Search every U.S. bank and credit union. Find direct contacts. Track portfolios. Close deals. All in one platform.
© 2026 BankProspector. All rights reserved.