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Distressed Note Industry
FIRST NATIONAL BANK OF LERNA, THE
FDIC: 3694
RSSD: 481935
LERNA, IL
Overview
History
Contacts
Branches
Data from Q4 2004
What changed in Q4 2004
Between Q3 2004 and Q4 2004, FIRST NATIONAL BANK OF LERNA, THE's total non-performing loans fell 40.1% to $91.0K (from $152.0K); REO holdings increased to $22.0K (from $0); total assets fell 1.8% to $8.6M (from $8.8M).
Total Assets
$8.6M
Q4 2004
Total NPL
$91.0K
90+ days delinquent + nonaccrual · Q4 2004
Total REO
$22.0K
Real estate owned · Q4 2004
Capital Health
Tier 1 Leverage
20.00%
Tier 1 Risk-Based
27.00%
Total Risk-Based
Pro
Loan Loss Provisions
Pro
ALLL
Pro
Note Sale Indicators
30-89 Days HFS
$0
90+ Days HFS
$0
Nonaccrual HFS
$0
Loans Sold Nonaccrual
Pro
Total Loans HFS
Pro
Portfolio Distribution
Loan Portfolio Risk Analysis
| Loan Category | Portfolio | 30-89 Days | 90+ Days | Nonaccrual | NPL % |
|---|---|---|---|---|---|
| All Categories (Total) | $8.6M assets | — | $91.0K NPL | 1.06% of assets | |
| Residential Real Estate | $XX.XM | $X.XM | $X.XM | $X.XM | X.XX% |
| Commercial Real Estate | $XX.XM | $X.XM | $X.XM | $X.XM | X.XX% |
| C&I Loans | $XX.XM | $X.XM | $X.XM | $X.XM | X.XX% |
| Consumer Loans | $XX.XM | $X.XM | $X.XM | $X.XM | X.XX% |
| Agricultural | $XX.XM | $X.XM | $X.XM | $X.XM | X.XX% |
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Quarterly Trends by Category - Residential 1st Position
Select Category:
Metrics:
Historical Data - Residential 1st Position
| Quarter | 30-89 Days | 90+ Days | Nonaccrual |
|---|---|---|---|
| 2023 Q4 | $1.22M | $0.91M | $0.79M |
| 2024 Q1 | $1.37M | $1.10M | $0.66M |
| 2024 Q2 | $X.XXM | $X.XXM | $X.XXM |
| 2024 Q3 | $X.XXM | $X.XXM | $X.XXM |
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